West Tennessee · TN

Collierville

An affluent, fast-growing suburb southeast of Memphis in Shelby County, built around a well-preserved historic town square, consistently ranked among Tennessee's top suburbs for schools and low crime.

01

The Setup

Who lives here

Families and professionals commuting into Memphis or working at the area's corporate offices, drawn by the town's own top-rated school district and master-planned subdivisions.

How it has changed

Continued growth of master-planned subdivisions toward the town's eastern and southern edges, rising prices as the town's reputation for schools and safety drew more Memphis-area buyers, and ongoing commercial development along the Poplar Avenue corridor.

Day to day feel

Walkable and quaint around the historic town square, suburban and car dependent in the surrounding subdivisions.

What People Get Wrong

That Collierville is simply part of Memphis. It is an independent municipality with its own government, its own Collierville Schools district, and a distinct small-town identity built around the historic square.

02

Cost of Living

Housing

Among the higher-priced suburbs in the Memphis metro, with the historic town square and the newer master-planned communities both commanding a premium.

Property tax

Billed by Shelby County, with an added Town of Collierville rate inside town limits. Confirm the current combined rate for the specific parcel.

Insurance

Hail, straight-line wind and real tornado risk are the primary West Tennessee perils.

03

The Market

Market conditions

Has run as one of the tighter, more in-demand suburbs in the Memphis metro for years, driven heavily by the school district's reputation. Pull a current market report before you plan around it.

Making an offer

Competitive on well-priced homes in the strongest school zones and the historic square area; less pressure on higher-end or dated listings.

New construction

Ongoing growth toward the town's eastern and southern edges as new subdivisions continue to develop.

What to watch for

HOA dues in the newer master-planned communities, roof age given regional hail exposure, and confirming the exact town limits versus unincorporated Shelby County for tax purposes.

04

Housing Stock

Build eras

A historic core of homes around the town square dating to the late 1800s and early 1900s, with substantial subdivision growth from the 1980s onward continuing to the present toward the town's edges.

Construction

Brick and brick veneer with frame is standard for the region.

Roof norms

Asphalt shingle is standard. Hail exposure makes roof age and roof condition a real underwriting factor.

Lots and density

Tighter lots around the historic square; standard to larger suburban lots in the newer subdivisions.

05

Schools

District and zoning

Collierville Schools, one of the municipal districts formed after the 2013 Shelby County school district split, and consistently one of the higher-rated districts in the state. Confirm the zoned schools for the exact address.

Elementary

Confirm the assigned Collierville Schools elementary school for the specific address.

Middle

Confirm the assigned Collierville Schools middle school for the specific address.

High

Collierville High School and Houston High School serve different parts of the town. Confirm the assignment for the specific address.

Private options

St. George's Independent School and First Assembly Christian School are established options in the area.

Verify Before You Offer

School assignments are set by the district for the exact address and they change. Confirm the zoned schools with the district before you write an offer. Do not rely on a listing or on this guide.

06

Commutes

Downtown

Downtown Memphis is about 30 to 40 minutes northwest via I-240 and Poplar Avenue outside of peak.

Second job hub

East Memphis and the Poplar Avenue corporate corridor are 15 to 20 minutes away.

Airport

Memphis International Airport is about 25 to 35 minutes northwest outside of peak.

Transit and walkability

The historic town square is walkable; the rest of Collierville is car dependent.

Known bottleneck

Poplar Avenue and Houston Levee Road during peak hours, and the approach into I-240 toward Memphis.

07

Risk & Insurance

Flood zone

Local creeks run through parts of the town. Low-lying parcels can carry FEMA flood zone exposure. Pull the FEMA panel for the specific parcel.

Wind and hail

Hail and straight-line wind are frequent West Tennessee perils, and real tornado risk exists for any given address.

Roof and carrier appetite

Roof age is a real underwriting factor given regional hail frequency. Expect questions on any roof over about 15 years.

Other perils

New Madrid seismic is a more relevant background risk here than in Middle or East Tennessee, given Collierville's proximity to Memphis. Earthquake coverage is a separate endorsement most policies exclude by default.

What A Policy Costs Here, And Why

Premium is driven mainly by replacement cost and roof age and condition, with the region's wind and hail frequency as a real factor.

08

The Verdict

Who Collierville suits

Buyers who want top-rated schools, a walkable historic town center, and low crime within commuting distance of Memphis.

Who should look elsewhere

Buyers who want a short commute into downtown Memphis or who are priced out of the town's premium over other Memphis suburbs.

If you buy here, check these first

  1. The zoned schools for the exact address.
  2. HOA dues and rules in any newer subdivision.
  3. The FEMA flood zone near a local creek.

A comparable alternative: Germantown for a similar profile closer to Memphis, or Arlington for a smaller-town feel at a lower price point.

FAQ

Collierville Questions

Is Collierville a good place to live?

Buyers who want top-rated schools, a walkable historic town center, and low crime within commuting distance of Memphis.

How much does it cost to live in Collierville?

Among the higher-priced suburbs in the Memphis metro, with the historic town square and the newer master-planned communities both commanding a premium.

What are property taxes like in Collierville?

Billed by Shelby County, with an added Town of Collierville rate inside town limits. Confirm the current combined rate for the specific parcel.

Is it a good time to buy in Collierville?

Has run as one of the tighter, more in-demand suburbs in the Memphis metro for years, driven heavily by the school district's reputation. Pull a current market report before you plan around it.

Is Collierville in a flood zone?

Local creeks run through parts of the town. Low-lying parcels can carry FEMA flood zone exposure. Pull the FEMA panel for the specific parcel.

How much is homeowners insurance in Collierville?

Premium is driven mainly by replacement cost and roof age and condition, with the region's wind and hail frequency as a real factor.

What school district serves Collierville?

Collierville Schools, one of the municipal districts formed after the 2013 Shelby County school district split, and consistently one of the higher-rated districts in the state. Confirm the zoned schools for the exact address.

What is the commute from Collierville?

Downtown Memphis is about 30 to 40 minutes northwest via I-240 and Poplar Avenue outside of peak.

Thinking About Collierville?

I can talk through the insurance picture on a specific address while you are still deciding.

Contact More West Tennessee

Figures in this guide are indicative, change over time, and are not a quote or an offer of coverage. Verify anything you plan to act on.