Free Tools

Work Out What
You Actually Need

Short, practical tools you can use without talking to anyone. Nothing is stored, nothing is sent, and no email is required to see your answer. Looking to start a quote? The forms are the place for that.

Everything Here Is Free
The Tools
01
Live

Home Inventory

List what you own room by room, get a replacement-cost total, and compare it to the Coverage C limit on your policy. Prints, and emails straight to me.

Open the tool
02
Coming soon

Coverage Checkup

Twelve questions about the policy you already have. It flags the gaps that show up most often in claims, and tells you which ones actually matter for your situation.

Ask me for it and I will send an early copy
03
Coming soon

Flood Risk Check

Find your flood zone in Tennessee or Florida, see what a policy does and does not cover, and get a realistic idea of what it costs before you call.

Ask me for it and I will send an early copy
04
Live

Umbrella Calculator

Add up what you would have to defend in a lawsuit, compare it to the liability limits you carry now, and see the limit that closes the difference.

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05
Coming soon

Business Insurance Checklist

What contracts, landlords and licensing boards usually require, by trade. Bring it to your renewal so nothing gets written that you cannot certify.

Ask me for it and I will send an early copy

Want a Tool That Is Not Here?

Tell me what you are trying to figure out and I will build it.

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