Andrew Markuson
Real Estate Specialist
615-389-9502 re@andrewmarkuson.com andrewmarkuson.com
Nashville, TN
Keller Williams Nashville Music City Realty
4101 Charlotte Ave, Ste D160
Nashville, TN 37209
4101 Charlotte Ave, Ste D160
Nashville, TN 37209
Buyer Tool
Affordability Calculator
Lenders decide with two ratios: housing payment against income, and total debt against income. This runs the same math. Nothing is stored.
Income & Debt
Your Numbers
Per year, before taxes, everyone on the loan.
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Car loans, student loans, minimum credit-card payments, child support. Not rent or utilities.
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Front-end / back-end DTI limits. Conservative leaves the most room.
Loan & Costs
Assumptions
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Percent of value per year. ~0.6% Middle TN, ~0.9% FL.
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Percent of value per year. ~0.35% is a starting point; I can quote the real number.
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Per month, if the homes you are looking at have an HOA.
$
Applied when the down payment is under 20% of the price.
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Estimate
What You Can Afford
Target home price $0
$0
$0
Principal, interest, tax, insurance, HOA, PMI
$0
$0
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This is a ceiling, not a target
Borrowing the maximum leaves nothing for maintenance, furniture or a bad month. Lenders also weigh credit score, job history and cash reserves. Get pre-approved for the real number, then let me price the insurance on the homes you are actually considering.
Sends your inputs and the estimate to Andrew. Nothing leaves your browser until you press the button.
Andrew Markuson · TN Real Estate Lic. #381811 · Keller Williams Nashville Music City Realty
Each Keller Williams office is independently owned and operated. Equal Housing Opportunity.
Ready to Start Looking?
Send me your range and the areas you like, and I will set up a real search.